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Mortgage Payment Calculator
Accurate semi-annual compounding, CMHC insurance, and minimum down payment โ€” the way Canadian mortgages actually work.
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Affordability Calculator
Find out what price range fits your income, debts, and down payment based on Canadian mortgage stress test rules.
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BC Property Transfer Tax Calculator
Calculate your property transfer tax, including first-time buyer and newly-built home exemptions.
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Rent vs. Buy Calculator
Compare the real long-term cost of renting versus buying in Kelowna, factoring in equity, appreciation, and opportunity cost.
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Net Sale Proceeds Calculator
See what you'd actually walk away with after selling โ€” commission, mortgage payout, and closing costs included.
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Mark Jontz & Associates can walk you through your exact numbers โ€” no pressure, no obligation.

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